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The National Association of Realtors Housing Affordability Index is the lowest since its creation in 1970. If you do not own a home, now is the time! And if you are a first time homebuyer the IRS has an $8,000 check for you to boot. Also I update you on what is happening with the new refinance rules coming out 4/4/09 and why it will take some time for those to take effect. Plus, do not fall into the trap of the media and focus on interest rate alone. You need to be aware of a more important factor in refinancing: costs to refinance.

NAR Housing Affordability Index Data:

Federal Reserve MBS Purchasing Data:



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